Budgeting for Happiness

One of our life’s many challenges is figuring what brings us joy, and how to reserve our resources for things that matter. Money and time are finite, so it seems obvious that we would want to spend them well. It isn’t always easy to know how to do this as our busy lives get in […]

Finding Your Style Can Save You Money

There was a time when men’s grooming and fashion was as complicated as women – but that time is long gone. Today, women probably spend four times as much as men on their appearance, maybe more. The amount of money spent on clothing and accessories can do damage to one’s budget. Happily, it’s possible to […]

Women and Clothes Shopping – 25 Tips to Take Control

There was a time when men’s grooming and fashion was as complicated as women – but that time is long gone. Today, women probably spend 4 x as much as men on their appearance and unwittingly get caught in the trap of trying to keep up with the fashion and beauty industry. Clothes shopping can […]

Cultivating a Healthy Relationship with Money

Cultivating a healthy relationship with money is the foundation of a rich and happy life. Just like any other relationship, for your money to prosper and grow, it needs attention and care. You don’t want to smother it with worry and fear, but you also don’t want to be neglectful. You need to get to […]

Mothers, Daughters and Money

My mom quit her blossoming career as a buyer at the Emporium in San Francisco to become a 1950’s-style housewife. As a dutiful Catholic wife, she gave birth to 6 healthy children and spent the next 16 years or so cooking, cleaning, and loving us all as only a mother can. My dad gave her […]

Buying Your Own Home? Read This First

It seems nothing can stop Americans from wanting to buy their own homes. It’s almost as if the credit crisis didn’t happen, even though not too long ago we were bombarded daily with stories about crashing prices, underwater mortgages and home foreclosures. It was an American nightmare, not the American Dream. But if you think […]

Real-life Financial Stories: Student Loan Debt

I’d like to introduce Erin Fleming McCloskey. Erin is just starting her career as a financial planner. She passed the CFP examination on the first try which is something to be proud of as the pass rate is about 63.5%.  Lucky for me, Erin is a paraplanner with my firm, Curtis Financial Planning, LLC. Erin […]

Where Creativity and Finance Connect

It was a beautiful sunny Saturday afternoon and the light was streaming in the windows of the cozy art studio. A long table was covered in butcher paper and  cheese and crackers, frittata and chocolate bars were ready to be consumed. As Tamara and I finished getting the room ready for our workshop, the attendees […]

A Spreadsheet for Your Happiness

I came up with a brainstorm in my usual place (the shower) one morning. I had been thinking about the cash flow work I do with my clients and how it almost always initiates a discussion about what they want more of in life.  It usually goes like this: We review the fixed or essential […]

12 Simple Steps to Financial Success

A new year is almost upon us—always a good time to look towards the future and recommit to past goals or create new ones especially when it comes to our personal finances. Just in time to help with your goal-setting, here is a list of 12 simple steps you can take with your money in […]