Cultivating a Healthy Relationship with Money

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Cultivating a Healthy Relationship with Money Cultivating a healthy relationship with money is the foundation of a rich and happy life. Just like any other relationship, for your money to prosper and grow, it needs attention and care. You don’t want to smother it with worry and fear, but you also don’t want to be […]

Stocks and the Retiree Next Door

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54% of the successful retirees who took the recent retiree next-door survey, named stocks as their highest performing asset class but in the same survey, stocks took first place on the list of top 10 financial missteps. As a financial advisor with two major market downturns under my belt, this doesn’t surprise me. The truth […]

5 Ideas to Protect Your Email Accounts From Cypercriminals

Rayi Christian W

We all know that hackers and cypercriminals are out there and probably not going away anytime soon. In fact, their crimes, like the recent Russian hacking incident, get bolder all the time. The truth is that criminal networks are conspiring round-the-clock to hack into our email accounts to find ways to steal our money! A […]

5 Money Worries Every Boomer Woman Understands

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As a financial adviser, I hear firsthand what boomer women worry about. Of course, all women are not alike: We have unique lifestyles, careers and aspirations. Still, getting older seems to yield surprisingly similar financial worry-lists for us. Here is a list of the top five fears that my clients bring me, and some ideas […]

Corrections are Inevitable

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As you open your account statements and see your balance go up month after month you breath a sigh of relief. But, then your next thought is when will it end? It’s true that we are experiencing an unusually long bull market. At of the end of June, the Standard & Poor’s 500 index has […]

How To Deal With Those “Old” 401(k)’s

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There’s no shame in having multiple 401(k) accounts — it’s an indication that you’ve been committed to saving for retirement  over the course of your work life.  However, what may give you a justifiable twinge of guilt is ignoring them. If you are guilty as charged, you’re not alone. Half of the people who change […]

Mothers, Daughters and Money

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My mom quit her blossoming career as a buyer at the Emporium in San Francisco to become a 1950’s-style housewife. As a dutiful Catholic wife, she gave birth to 6 healthy children and spent the next 16 years or so cooking, cleaning, and loving us all as only a mother can. My dad gave her […]

The Solo-K: Smart Retirement Planning for the Self-Employed

In 2001, the government gave self-employed workers a gift: a 401(k) plan that allows for greater amounts of tax-deferred income with less hassle to set up than any other retirement plan. The new plan, mostly called a Solo 401(k) or a Solo-k, beats traditional corporate 401(k)s in higher savings limits and in the ability to […]

What is Your Financial Trigger?

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There are a few times a year when the volume of calls to my office from people seeking financial advice goes way up. One of them is in January when New Year’s resolutions are top of mind and another is the 30 or so days leading up to the tax deadline in mid-April. The “January […]

Buying Your Own Home? Read This First

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It seems nothing can stop Americans from wanting to buy their own homes. It’s almost as if the credit crisis didn’t happen, even though not too long ago we were bombarded daily with stories about crashing prices, underwater mortgages and home foreclosures. It was an American nightmare, not the American Dream. But if you think […]