Fees and Services
Comprehensive Financial Planning
The Comprehensive Financial Plan creates a roadmap to reach your financial goals. It truly encompasses all aspects of your financial life:
cash flow and budgeting
saving and investing
retirement projections
risk analysis and insurance
real estate
education planning
employee benefits
charitable giving
childcare and eldercare issues
tax and estate planning
The process:
- Identify and prioritize your short-term and long-term financial goals.
- Gather and organize data and documents through questionnaires, interviews and worksheets.
- Analyze your financial situation using specialized software and other tools to identify challenges and opportunities are they relate to key objectives.
-Develop a saving and investing strategy to fund your objectives.
-Provide a written plan with recommendations and action steps.
-Assist with implementation of plan tasks and recommendations where needed.
What else you should know:
Over a period of six (6) months, we will schedule four (4) face-to-face meetings and you will have access via unlimited email and a reasonable amount of phone calls.
Fee Range: $1800 to $3600.00
Fee depends upon the complexity and scope of your finances.
INVESTMENT MANAGEMENT
Investment Management offers full-service, professional portfolio management for your investment and retirement accounts. Fees for Investment Management are based upon the assets under management and are charged quarterly in advance according to the following schedule:
The amount up to $250,000 ....................1.00%
The portion from $250,001 to $500,000................... .80%
The portion from $500,001 to $1,500,000.................... .65%
The portion from $1,500,000 and over................... .50%
Minimum annual fee is $1500.00
The process of investment management will begin with the creation of a customized investment policy statement tailored to your unique circumstances followed by:
- Recommendation of the an appropriate asset allocation for your risk tolerance and time horizon.
- Recommendation of specific investments for your accounts.
- Assisting in the transfer of your accounts to a consolidated portfolio.
- Purchase and sale of investments as needed and as agreed upon by you
- Monitoring of your portfolio on a regular basis.
- Preparation of year-end tax statements for taxable accounts as needed.
- Rebalancing your portfolio to remain consistent with your asset allocation.
- Discussion of relevant investment issues as needed or as requested by you.
- Provision of the professional discipline needed during difficult market conditions.
Click here to find out Where to Start.